38833 Magee RdPalaCA92059
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 38833 Magee Rd, Pala, CA, 92059 in Pala. Rental yield 6.88%. The 1.27 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $270,480 and $9,017/yr in principal reduction project total return of $342,646.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.0% |
| Monthly Cash Flow | $(511) | $1,500 |
City averages based on Pala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,612 |
| Total Monthly Debt Service | $5,667 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
4.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92059, Pala, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 412 (73.2%) |
| Renter Occupied HU | 105 (18.7%) |
| Vacant Housing Units | 46 ( 8.2%) |
| Median Home Value | $934,615 |
| Average Home Value | $1,141,153 |
Housing Distribution
Address Breakdown
Residential
165
Single Family
165
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
4.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92059, Pala, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 412 (73.2%) |
| Renter Occupied HU | 105 (18.7%) |
| Vacant Housing Units | 46 ( 8.2%) |
| Median Home Value | $934,615 |
| Average Home Value | $1,141,153 |
Housing Distribution
Address Breakdown
Residential
165
Single Family
165
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jewel Cooper • Mogul Real Estate
Mls Name: CRMLS
Mls ID: #SW26028147