3880 Raspberry Ridge Rd NWPrior LakeMN55372
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 3880 Raspberry Ridge Rd NW, Prior Lake, MN, 55372 in Prior Lake offers it: the 1.54 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.31%. Long-term, 5% appreciation is forecast to add $117,392, and $3,913/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $152,030.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $(175) | $350 |
City averages based on Prior Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,944 |
| Total Monthly Debt Service | $2,949 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
1,306 sqft lot
$N/A/sqft
$465 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
1,306 sqft lot
$N/A/sqft
$465 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices