387 Marsh Landing LoopOak HillFL32759
INVESTMENT ANALYSIS
Investment Verdict
Solid Income387 Marsh Landing Loop, Oak Hill, FL, 32759 in Oak Hill earns a respectable 8.51% gross yield at $325,900, but after the $1,465/mo mortgage the net cash flow is $13/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.58) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $90,040 over five years, making equity the dominant return driver. Total projected return: $125,713.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.0% |
| Monthly Cash Flow | $13 | $200 |
City averages based on Oak Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,312 |
| Total Monthly Debt Service | $2,169 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
5,662 sqft lot
$N/A/sqft
$116 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32759, Oak Hill, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,691 (100%) |
| Owner Occupied HU | 1,126 (66.6%) |
| Renter Occupied HU | 241 (14.3%) |
| Vacant Housing Units | 324 (19.2%) |
| Median Home Value | $454,891 |
| Average Home Value | $500,278 |
Housing Distribution
Address Breakdown
Residential
1,531
Single Family
1,531
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
5,662 sqft lot
$N/A/sqft
$116 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32759, Oak Hill, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,691 (100%) |
| Owner Occupied HU | 1,126 (66.6%) |
| Renter Occupied HU | 241 (14.3%) |
| Vacant Housing Units | 324 (19.2%) |
| Median Home Value | $454,891 |
| Average Home Value | $500,278 |
Housing Distribution
Address Breakdown
Residential
1,531
Single Family
1,531
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gwendolyn Schwoerer • Land And Sea Realty
Mls Name: DBAMLS
Mls Provider:
Mls ID: #1215076
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.