3866 Schroeder AvePerry HallMD21128
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3866 Schroeder Ave, Perry Hall, MD, 21128 in Perry Hall earns a 8.44% gross yield at $600,000. Rent of $4,222/mo nets $477/mo after the $2,698/mo mortgage. The 1.56 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $165,769 and $5,526/yr in equity accumulation project a total cumulative return of $259,136.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.5% |
| Monthly Cash Flow | $477 | $220 |
City averages based on Perry Hall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,222 |
| Total Monthly Debt Service | $3,493 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21128, Perry Hall, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,291 (100%) |
| Owner Occupied HU | 5,096 (81.0%) |
| Renter Occupied HU | 956 (15.2%) |
| Vacant Housing Units | 239 ( 3.8%) |
| Median Home Value | $480,061 |
| Average Home Value | $512,184 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
4,505
Multi-Family
1,569
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21128, Perry Hall, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,291 (100%) |
| Owner Occupied HU | 5,096 (81.0%) |
| Renter Occupied HU | 956 (15.2%) |
| Vacant Housing Units | 239 ( 3.8%) |
| Median Home Value | $480,061 |
| Average Home Value | $512,184 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
4,505
Multi-Family
1,569
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ed Bowen • Cummings & Co. Realtors
Mls Name: Bright MLS
Mls ID: #MDBC2150396