3861 James StTowandaPA18848








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Towanda at 3861 James St, Towanda, PA, 18848 offers a 8.02% rental yield on a $489,000 purchase with $3,269/mo rent. Total monthly income registers $3,269/mo, and a $2,393/mo payment leaves $65/mo available for distribution. Annual cash flow reaches $781/yr on $162,104 to close, and return on cash invested stands at 20.39% in year one. Equity gained on principal adds $3,155/yr while 5% annual appreciation supports $135,102 over five years. Portfolio math shows five-year ROI at 105.92% and total cumulative return in cash at $171,694. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,269/mo property income against a $2,393/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2002
6.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18848, Towanda, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,355 (100%) |
| Owner Occupied HU | 2,544 (58.4%) |
| Renter Occupied HU | 1,141 (26.2%) |
| Vacant Housing Units | 670 (15.4%) |
| Median Home Value | $203,239 |
| Average Home Value | $234,457 |
Housing Distribution
Address Breakdown
Residential
3,914
Single Family
3,655
Multi-Family
259
Businesses
361
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Listed by: Thomas Calaman • JoAnne Kizer Real Estate
Mls Name: Northern Mountains of Pennsylvania MLS
Mls Provider:
Mls ID: #31722736
Disclaimer: Copyright North Central Penn Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.






