38581 Limerick StSandyOR97055
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 38581 Limerick St, Sandy, OR, 97055 in Sandy. At $359,950 it earns $2,994/mo in rent and distributes $821/mo to the owner after the $1,619/mo payment, a consistent 9.98% yield. DSCR 1.85 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $99,448 in value; $3,315/yr in principal paydown compounds ownership stake. Total projected return: $189,130.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $821 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,994 |
| Total Monthly Debt Service | $2,030 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97055, Sandy, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,338 (100%) |
| Owner Occupied HU | 6,128 (73.5%) |
| Renter Occupied HU | 1,816 (21.8%) |
| Vacant Housing Units | 394 ( 4.7%) |
| Median Home Value | $649,184 |
| Average Home Value | $719,103 |
Housing Distribution
Address Breakdown
Residential
7,648
Single Family
7,240
Multi-Family
408
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97055, Sandy, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,338 (100%) |
| Owner Occupied HU | 6,128 (73.5%) |
| Renter Occupied HU | 1,816 (21.8%) |
| Vacant Housing Units | 394 ( 4.7%) |
| Median Home Value | $649,184 |
| Average Home Value | $719,103 |
Housing Distribution
Address Breakdown
Residential
7,648
Single Family
7,240
Multi-Family
408
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices