3856 Thompson Lake DrBufordGA30519
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 3856 Thompson Lake Dr, Buford, GA, 30519 in Buford is narrow, $124/mo net on $5,297/mo rent after the $3,822/mo debt service, but the property operates at break-even-plus, not a loss. At $849,999 with a 7.48% yield, the long-run equity case via 5% appreciation ($234,839 over five years) and $7,829/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.39 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $329,925.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $124 | $1,500 |
City averages based on Buford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,297 |
| Total Monthly Debt Service | $4,835 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30519, Buford, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,737 (100%) |
| Owner Occupied HU | 14,546 (70.1%) |
| Renter Occupied HU | 5,185 (25.0%) |
| Vacant Housing Units | 1,006 ( 4.9%) |
| Median Home Value | $455,462 |
| Average Home Value | $491,137 |
Housing Distribution
Address Breakdown
Residential
21,243
Single Family
18,070
Multi-Family
3,173
Businesses
972
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30519, Buford, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,737 (100%) |
| Owner Occupied HU | 14,546 (70.1%) |
| Renter Occupied HU | 5,185 (25.0%) |
| Vacant Housing Units | 1,006 ( 4.9%) |
| Median Home Value | $455,462 |
| Average Home Value | $491,137 |
Housing Distribution
Address Breakdown
Residential
21,243
Single Family
18,070
Multi-Family
3,173
Businesses
972
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices