3856 Samuelson WaySacramentoCA95834
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3856 Samuelson Way, Sacramento, CA, 95834 in Sacramento deserves attention. This $589,000 property earns $4,931/mo in rent, a 10.05% gross yield, and nets $900/mo after the $2,649/mo payment. DSCR 1.86 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $162,730 compounds alongside $5,425/yr in yearly equity build, for a total cumulative return of $282,896.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 4.8% |
| Monthly Cash Flow | $900 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,931 |
| Total Monthly Debt Service | $3,797 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
2,801 sqft lot
$N/A/sqft
$72 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95834, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,327 (100%) |
| Owner Occupied HU | 7,347 (47.9%) |
| Renter Occupied HU | 7,051 (46.0%) |
| Vacant Housing Units | 929 ( 6.1%) |
| Median Home Value | $592,243 |
| Average Home Value | $608,908 |
Housing Distribution
Address Breakdown
Residential
14,298
Single Family
10,025
Multi-Family
4,273
Businesses
1,715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
2,801 sqft lot
$N/A/sqft
$72 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95834, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,327 (100%) |
| Owner Occupied HU | 7,347 (47.9%) |
| Renter Occupied HU | 7,051 (46.0%) |
| Vacant Housing Units | 929 ( 6.1%) |
| Median Home Value | $592,243 |
| Average Home Value | $608,908 |
Housing Distribution
Address Breakdown
Residential
14,298
Single Family
10,025
Multi-Family
4,273
Businesses
1,715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices