384 Union StUniontownPA15401
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 384 Union St, Uniontown, PA, 15401 in Uniontown at $314,900, 5.66% gross yield, is a market-growth asset. Rental yield 5.66%. The $1,486/mo rent partially funds the $1,416/mo debt service; the core return is the 5%/yr price growth projected to add $87,001 over five years. Ziffy Mortgage's DSCR mortgage (1.05) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $82,753.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(578) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,486 |
| Total Monthly Debt Service | $1,938 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15401, Uniontown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,014 (100%) |
| Owner Occupied HU | 8,604 (57.3%) |
| Renter Occupied HU | 4,740 (31.6%) |
| Vacant Housing Units | 1,670 (11.1%) |
| Median Home Value | $172,973 |
| Average Home Value | $217,279 |
Housing Distribution
Address Breakdown
Residential
13,984
Single Family
12,789
Multi-Family
1,195
Businesses
1,495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15401, Uniontown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,014 (100%) |
| Owner Occupied HU | 8,604 (57.3%) |
| Renter Occupied HU | 4,740 (31.6%) |
| Vacant Housing Units | 1,670 (11.1%) |
| Median Home Value | $172,973 |
| Average Home Value | $217,279 |
Housing Distribution
Address Breakdown
Residential
13,984
Single Family
12,789
Multi-Family
1,195
Businesses
1,495
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brianna Keffer • eREALTY ADVISORS, INC.
Mls Name: WPMLS
Mls ID: #1735284