384 Rosen StrasseHelenGA30545
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 384 Rosen Strasse, Helen, GA, 30545 in Helen earns a 8.88% gross yield at $675,000. Rent of $4,993/mo nets $885/mo after the $3,035/mo mortgage. The 1.65 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $186,490 and $6,217/yr in equity accumulation project a total cumulative return of $312,624.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 10.0% |
| Monthly Cash Flow | $885 | $300 |
City averages based on Helen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,993 |
| Total Monthly Debt Service | $3,840 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30545, Helen, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 919 (100%) |
| Owner Occupied HU | 328 (35.7%) |
| Renter Occupied HU | 85 ( 9.2%) |
| Vacant Housing Units | 506 (55.1%) |
| Median Home Value | $368,571 |
| Average Home Value | $393,445 |
Housing Distribution
Address Breakdown
Residential
408
Single Family
408
Multi-Family
0
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30545, Helen, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 919 (100%) |
| Owner Occupied HU | 328 (35.7%) |
| Renter Occupied HU | 85 ( 9.2%) |
| Vacant Housing Units | 506 (55.1%) |
| Median Home Value | $368,571 |
| Average Home Value | $393,445 |
Housing Distribution
Address Breakdown
Residential
408
Single Family
408
Multi-Family
0
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices