3839 Saint Barnabas Rd #T-101SuitlandMD20746
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3839 Saint Barnabas Rd #T-101, Suitland, MD, 20746 in Suitland. Priced at $125,500, it generates $1,488/mo in gross rent and $707/mo in net monthly cash flow, a 14.23% yield that comfortably supports the 2.64 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,489. Five-year appreciation: $34,673. Equity from principal paydown: $1,156/yr. Total projected cumulative return: $70,251.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 6.5% |
| Monthly Cash Flow | $707 | $420 |
City averages based on Suitland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,488 |
| Total Monthly Debt Service | $1,113 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20746, Suitland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,847 (100%) |
| Owner Occupied HU | 5,243 (35.3%) |
| Renter Occupied HU | 8,394 (56.5%) |
| Vacant Housing Units | 1,210 ( 8.1%) |
| Median Home Value | $362,333 |
| Average Home Value | $402,334 |
Housing Distribution
Address Breakdown
Residential
14,645
Single Family
6,520
Multi-Family
8,125
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20746, Suitland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,847 (100%) |
| Owner Occupied HU | 5,243 (35.3%) |
| Renter Occupied HU | 8,394 (56.5%) |
| Vacant Housing Units | 1,210 ( 8.1%) |
| Median Home Value | $362,333 |
| Average Home Value | $402,334 |
Housing Distribution
Address Breakdown
Residential
14,645
Single Family
6,520
Multi-Family
8,125
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices