3834 Highway 124 WJeffersonGA30549
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 3834 Highway 124 W, Jefferson, GA, 30549 in Jefferson is a conservative rental investment at $399,900. Rental yield 6.77%. A 1.25 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $110,485; $3,683/yr in principal paydown supplements. Total projected return: $139,993.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 7.5% |
| Monthly Cash Flow | $(179) | $200 |
City averages based on Jefferson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,255 |
| Total Monthly Debt Service | $2,275 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
2.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30549, Jefferson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,753 (100%) |
| Owner Occupied HU | 9,464 (80.5%) |
| Renter Occupied HU | 1,681 (14.3%) |
| Vacant Housing Units | 608 ( 5.2%) |
| Median Home Value | $374,553 |
| Average Home Value | $423,559 |
Housing Distribution
Address Breakdown
Residential
11,695
Single Family
11,258
Multi-Family
437
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
2.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30549, Jefferson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,753 (100%) |
| Owner Occupied HU | 9,464 (80.5%) |
| Renter Occupied HU | 1,681 (14.3%) |
| Vacant Housing Units | 608 ( 5.2%) |
| Median Home Value | $374,553 |
| Average Home Value | $423,559 |
Housing Distribution
Address Breakdown
Residential
11,695
Single Family
11,258
Multi-Family
437
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices