3833 Harding Hwy, Lima, OH, 45804 | $137/mo Cash Flow

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3833 Harding Hwy, Lima, OH, 45804 | $137/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lima at 3833 Harding Hwy, Lima, OH, 45804 earns $137/mo cash flow from $992/mo rent with a $636/mo payment. Total monthly income totals $992/mo, and annual cash flow totals $1,648/yr on $43,062 capital. ROI tracks 23.74% on current figures, and rental yield reads 9.16% at a $129,900 purchase. Equity gained on principal adds $838/yr, and 5% annual appreciation supports $35,889 over five years. Five-year ROI reaches 123.97% and total cumulative return in cash sums $53,383. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $992/mo property income instead of your personal income.

Single Family

Built in 1964

0.48 Acres lot

$N/A/sqft

No HOA

More details about the property

Discover the charm and comfort of this 4-bedroom, 2-bath home nestled on a half acre in Lima. Boasting more than 1,600 sq. ft., the home offers a bright living room, a separate family room for extra versatility, and a formal dining room ideal for hosting. The attached garage provides easy access and practicality. With its spacious yard and thoughtful layout, this property delivers exceptional everyday living with room to grow.

Neighborhood Data

Neighborhood data shown for ZIP Code: 45804, Lima, OH area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,766 (100%)
Owner Occupied HU	3,189 (47.1%)
Renter Occupied HU	2,826 (41.8%)
Vacant Housing Units	751 (11.1%)
Median Home Value	$92,500
Average Home Value	$135,487