38320 14th AveZephyrhillsFL33542
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 38320 14th Ave, Zephyrhills, FL, 33542 in Zephyrhills earns a 9.83% gross yield at $209,900. Rent of $1,719/mo nets $326/mo after the $944/mo mortgage. The 1.82 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $57,992 and $1,933/yr in equity accumulation project a total cumulative return of $101,002.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.5% |
| Monthly Cash Flow | $326 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,719 |
| Total Monthly Debt Service | $1,309 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.39 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.39 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Bacon Gainer • ALL FLORIDA REALTY GROUP
Mls Name: Stellar MLS
Mls ID: #TB8394389