3825 S 407th RdEast PrairieMO63845
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderRental yield 7.33%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $44,205, and $1,474/yr in principal equity projects total return of $59,488.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(20) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $977 |
| Total Monthly Debt Service | $933 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63845, East Prairie, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,396 (100%) |
| Owner Occupied HU | 1,428 (59.6%) |
| Renter Occupied HU | 730 (30.5%) |
| Vacant Housing Units | 238 ( 9.9%) |
| Median Home Value | $108,333 |
| Average Home Value | $147,773 |
Housing Distribution
Address Breakdown
Residential
2,331
Single Family
2,296
Multi-Family
35
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63845, East Prairie, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,396 (100%) |
| Owner Occupied HU | 1,428 (59.6%) |
| Renter Occupied HU | 730 (30.5%) |
| Vacant Housing Units | 238 ( 9.9%) |
| Median Home Value | $108,333 |
| Average Home Value | $147,773 |
Housing Distribution
Address Breakdown
Residential
2,331
Single Family
2,296
Multi-Family
35
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Sutton • Goodin Auction & Real Estate
Mls Name: SEMOMLS
Mls ID: #16588