3818 County Road 4HollytreeAL35751
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Hollytree at 3818 County Road 4, Hollytree, AL, 35751 projects strong ROI of 0.09%. Rental yield 0.4%. With 5% annual appreciation, the property builds $1,047,107 in value over five years. Equity growth combined delivers a projected five-year ROI of 12.38%, translating into $132,581 in total cumulative return on $1,070,675 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.4% | 7.0% |
| Monthly Cash Flow | $(20,133) | $350 |
City averages based on Hollytree market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $19,885 |
| DSCR Ratio | 0.06x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1901
704 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35751, Hollytree, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 121 (100%) |
| Owner Occupied HU | 88 (72.7%) |
| Renter Occupied HU | 16 (13.2%) |
| Vacant Housing Units | 17 (14.0%) |
| Median Home Value | $162,500 |
| Average Home Value | $249,318 |
Housing Distribution
Address Breakdown
Residential
103
Single Family
103
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1901
704 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35751, Hollytree, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 121 (100%) |
| Owner Occupied HU | 88 (72.7%) |
| Renter Occupied HU | 16 (13.2%) |
| Vacant Housing Units | 17 (14.0%) |
| Median Home Value | $162,500 |
| Average Home Value | $249,318 |
Housing Distribution
Address Breakdown
Residential
103
Single Family
103
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices