3818 105th St PARCEL ADunlapIA51529
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 3818 105th St PARCEL A, Dunlap, IA, 51529 in Dunlap. Rental yield 6.36%. The 1.18 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $107,474 and $3,583/yr in principal reduction project total return of $118,161.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.0% |
| Monthly Cash Flow | $(465) | $200 |
City averages based on Dunlap market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,062 |
| Total Monthly Debt Service | $2,372 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1895
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51529, Dunlap, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 818 (100%) |
| Owner Occupied HU | 544 (66.5%) |
| Renter Occupied HU | 175 (21.4%) |
| Vacant Housing Units | 99 (12.1%) |
| Median Home Value | $195,536 |
| Average Home Value | $227,707 |
Housing Distribution
Address Breakdown
Residential
748
Single Family
735
Multi-Family
13
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1895
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51529, Dunlap, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 818 (100%) |
| Owner Occupied HU | 544 (66.5%) |
| Renter Occupied HU | 175 (21.4%) |
| Vacant Housing Units | 99 (12.1%) |
| Median Home Value | $195,536 |
| Average Home Value | $227,707 |
Housing Distribution
Address Breakdown
Residential
748
Single Family
735
Multi-Family
13
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices