








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Waco at 3816 N 20th St, Waco, TX, 76708 listed at $119,000 pairs $894/mo rent with a $582/mo payment. Total monthly income runs $894/mo. Return on cash invested measures 17.86% in year one, and rental yield registers 9.02% at a $119,000 basis. Equity gained on principal adds $768/yr, and annual property appreciation at 5% supports $32,878 by year five. Five-year ROI tracks 94.37% and total cumulative return in cash totals $37,229. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $894/mo property income relative to a $582/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1952
7,797 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76708, Waco, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,229 (100%) |
| Owner Occupied HU | 6,695 (59.6%) |
| Renter Occupied HU | 3,871 (34.5%) |
| Vacant Housing Units | 663 ( 5.9%) |
| Median Home Value | $262,406 |
| Average Home Value | $291,043 |
Residential
11,224
Single Family
10,491
Multi-Family
733
Businesses
463
Date | Event | Price |
|---|---|---|
| 2025-08-15 | Price change | $119,000 |
| 2025-03-15 | Listed for sale | $99,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-08-15 | $3363.50 | 12.48% | $149,110 | 11.79% |
| 2023-08-15 | $2990.25 | -5.94% | $133,380 | 5.61% |
| 2022-08-15 | $3179.10 | 50.67% | $126,290 | 54.82% |



Listed by: Rebekah Legan • CENTURY 21 Judge Fite
Mls Name: NTREIS
Mls ID: #21031885
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