3813 Barn Owl DrLake CharlesLA70615
INVESTMENT ANALYSIS
Investment Verdict
Solid Income3813 Barn Owl Dr, Lake Charles, LA, 70615 in Lake Charles carries a 1.55 coverage ratio, rent of $1,700/mo is 1.55 times the $1,097/mo payment. Rental yield 8%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $244,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $67,413; total projected cumulative return: $94,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 9.2% |
| Monthly Cash Flow | $(59) | $850 |
City averages based on Lake Charles market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,700 |
| Total Monthly Debt Service | $1,589 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
6,098 sqft lot
$N/A/sqft
$300 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
6,098 sqft lot
$N/A/sqft
$300 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valentine Holmes • CENTURY 21 Bessette Flavin
Mls Name: Greater Southern MLS
Mls ID: #SWL25002914
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