3811 S Sutter Creek TrlFlagstaffAZ86005



INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 3811 S Sutter Creek Trl, Flagstaff, AZ, 86005 in Flagstaff. Rental yield 6.09%. The 1.13 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $206,935 and $6,898/yr in principal reduction project total return of $241,980.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.0% |
| Monthly Cash Flow | $(640) | $1,200 |
City averages based on Flagstaff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,804 |
| Total Monthly Debt Service | $4,146 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
7,840 sqft lot
$N/A/sqft
$199 annually HOA



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1999
7,840 sqft lot
$N/A/sqft
$199 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Steven W Scott • Elevated Realty LLC
Mls Name: NAZMLS
Mls Provider:
Mls ID: #200214
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








