381 W Lake DrPointblankTX77364
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 381 W Lake Dr, Pointblank, TX, 77364 in Pointblank speaks for itself: 10.55% gross on a $499,900 price, generating $4,394/mo in rent and $840/mo in net income after the $2,370/mo debt service. DSCR 1.85, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,074 stacks alongside $138,113 in projected five-year appreciation and $4,191/yr in principal reduction. Projected total cumulative return: $236,143.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $840 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,394 |
| Total Monthly Debt Service | $3,478 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77364, Pointblank, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,957 (100%) |
| Owner Occupied HU | 1,098 (56.1%) |
| Renter Occupied HU | 142 ( 7.3%) |
| Vacant Housing Units | 717 (36.6%) |
| Median Home Value | $263,377 |
| Average Home Value | $284,793 |
Housing Distribution
Address Breakdown
Residential
1,319
Single Family
1,045
Multi-Family
274
Businesses
67
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Vanessa Hagler • Styled Real Estate
Mls Name: HAR
Mls ID: #5580082
