381 Manchester AveCampbellCA95008
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 381 Manchester Ave, Campbell, CA, 95008 in Campbell at $1,875,000, 3.48% gross yield, is a market-growth asset. Rental yield 3.48%. The $5,434/mo rent partially funds the $8,431/mo debt service; the core return is the 5%/yr price growth projected to add $518,028 over five years. Ziffy Mortgage's DSCR mortgage (0.64) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $314,261.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 4.5% |
| Monthly Cash Flow | $(6,165) | $300 |
City averages based on Campbell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,434 |
| Total Monthly Debt Service | $10,853 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
7,128 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95008, Campbell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,351 (100%) |
| Owner Occupied HU | 9,455 (46.5%) |
| Renter Occupied HU | 9,856 (48.4%) |
| Vacant Housing Units | 1,040 ( 5.1%) |
| Median Home Value | $1,687,045 |
| Average Home Value | $1,623,047 |
Housing Distribution
Address Breakdown
Residential
20,528
Single Family
16,123
Multi-Family
4,405
Businesses
2,687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
7,128 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95008, Campbell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,351 (100%) |
| Owner Occupied HU | 9,455 (46.5%) |
| Renter Occupied HU | 9,856 (48.4%) |
| Vacant Housing Units | 1,040 ( 5.1%) |
| Median Home Value | $1,687,045 |
| Average Home Value | $1,623,047 |
Housing Distribution
Address Breakdown
Residential
20,528
Single Family
16,123
Multi-Family
4,405
Businesses
2,687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82041342