38091 Sunset StSandyOR97055
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 38091 Sunset St, Sandy, OR, 97055 in Sandy worth modelling. At $235,000 with a 8.05% gross yield, the $1,576/mo rent leaves $158/mo after the $1,057/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.49 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $64,926 by year five; $2,164/yr in principal reduction adds further equity. Total projected return: $99,068.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $158 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,576 |
| Total Monthly Debt Service | $1,325 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97055, Sandy, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,338 (100%) |
| Owner Occupied HU | 6,128 (73.5%) |
| Renter Occupied HU | 1,816 (21.8%) |
| Vacant Housing Units | 394 ( 4.7%) |
| Median Home Value | $649,184 |
| Average Home Value | $719,103 |
Housing Distribution
Address Breakdown
Residential
7,648
Single Family
7,240
Multi-Family
408
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97055, Sandy, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,338 (100%) |
| Owner Occupied HU | 6,128 (73.5%) |
| Renter Occupied HU | 1,816 (21.8%) |
| Vacant Housing Units | 394 ( 4.7%) |
| Median Home Value | $649,184 |
| Average Home Value | $719,103 |
Housing Distribution
Address Breakdown
Residential
7,648
Single Family
7,240
Multi-Family
408
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices