3806-3808 NW 93rd StKansas CityMO64154
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 3806-3808 NW 93rd St, Kansas City, MO, 64154 in Kansas City fits: $729,000, 3.45% gross yield, and a projected 5% annual appreciation rate adding $201,409 in value within five years. Rental yield 3.45%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.64) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $6,714/yr in principal paydown and $201,409 in appreciation project a total return of $119,457.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 6.2% |
| Monthly Cash Flow | $(2,441) | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,099 |
| Total Monthly Debt Service | $4,250 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2024
7,997 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64154, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,633 (100%) |
| Owner Occupied HU | 3,174 (47.9%) |
| Renter Occupied HU | 2,862 (43.1%) |
| Vacant Housing Units | 597 ( 9.0%) |
| Median Home Value | $373,074 |
| Average Home Value | $394,835 |
Housing Distribution
Address Breakdown
Residential
6,424
Single Family
4,088
Multi-Family
2,336
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2024
7,997 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64154, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,633 (100%) |
| Owner Occupied HU | 3,174 (47.9%) |
| Renter Occupied HU | 2,862 (43.1%) |
| Vacant Housing Units | 597 ( 9.0%) |
| Median Home Value | $373,074 |
| Average Home Value | $394,835 |
Housing Distribution
Address Breakdown
Residential
6,424
Single Family
4,088
Multi-Family
2,336
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Lutz • Lutz Sales + Investments
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2544471