3805 Eastwood CirSanta ClaraCA95054
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 3805 Eastwood Cir, Santa Clara, CA, 95054 in Santa Clara. Rental yield 6.35%. The 1.18 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $413,870 and $13,797/yr in principal reduction project total return of $481,872.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.0% |
| Monthly Cash Flow | $(1,338) | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,928 |
| Total Monthly Debt Service | $8,671 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices