3804 SW Gibson AveBentonvilleAR72712
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3804 SW Gibson Ave, Bentonville, AR, 72712 in Bentonville at $295,900 earns $1,828/mo in rent and nets $49/mo after the $1,331/mo payment, a 7.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $81,752 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $2,725/yr in principal paydown, total projected return reaches $115,142.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $49 | $1,250 |
City averages based on Bentonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,828 |
| Total Monthly Debt Service | $1,661 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72712, Bentonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,957 (100%) |
| Owner Occupied HU | 8,555 (47.6%) |
| Renter Occupied HU | 7,700 (42.9%) |
| Vacant Housing Units | 1,702 ( 9.5%) |
| Median Home Value | $458,503 |
| Average Home Value | $534,601 |
Housing Distribution
Address Breakdown
Residential
16,470
Single Family
14,789
Multi-Family
1,681
Businesses
2,994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72712, Bentonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,957 (100%) |
| Owner Occupied HU | 8,555 (47.6%) |
| Renter Occupied HU | 7,700 (42.9%) |
| Vacant Housing Units | 1,702 ( 9.5%) |
| Median Home Value | $458,503 |
| Average Home Value | $534,601 |
Housing Distribution
Address Breakdown
Residential
16,470
Single Family
14,789
Multi-Family
1,681
Businesses
2,994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Clayton Bradford • Blue Dog Realty and Property Management
Mls Name: ArkansasOne MLS
Mls ID: #1333991