3804 Lincoln Ave, Saint Joseph, MI, 49085 | $172/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Joseph at 3804 Lincoln Ave, Saint Joseph, MI, 49085 uses $99,119 cash to close to unlock $2,060/yr annual cash flow and $172/mo monthly cash flow. Total monthly income runs $2,143/mo, and a $1,463/mo payment keeps the spread at $172/mo. Purchase price stands at $299,000, and rental yield measures 8.6% with $2,143/mo rent. Return on cash invested shows 21.99% in year one, and 5% annual appreciation builds toward $82,608 over five years. Five-year ROI reaches 114.53% and total cumulative return in cash records $113,518. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,143/mo property income covering a $1,463/mo payment rather than investor’s personal income.

Single Family

Built in 1951

0.35 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49085, Saint Joseph, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,734 (100%)
Owner Occupied HU	8,123 (69.2%)
Renter Occupied HU	2,388 (20.4%)
Vacant Housing Units	1,223 (10.4%)
Median Home Value	$316,036
Average Home Value	$368,464