3801 Brook DrJeffersonMD21755
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder3801 Brook Dr, Jefferson, MD, 21755 in Jefferson is a solid income-producing rental, 7.95% gross yield, $3,907/mo rent, $238/mo net cash flow on a $589,900 buy. DSCR 1.47 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $162,978 and $5,433/yr in principal reduction project a total cumulative return of $239,080.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $238 | $1,200 |
City averages based on Jefferson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,907 |
| Total Monthly Debt Service | $3,434 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21755, Jefferson, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,599 (100%) |
| Owner Occupied HU | 2,241 (86.2%) |
| Renter Occupied HU | 282 (10.9%) |
| Vacant Housing Units | 76 ( 2.9%) |
| Median Home Value | $557,843 |
| Average Home Value | $641,811 |
Housing Distribution
Address Breakdown
Residential
2,277
Single Family
2,174
Multi-Family
103
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21755, Jefferson, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,599 (100%) |
| Owner Occupied HU | 2,241 (86.2%) |
| Renter Occupied HU | 282 (10.9%) |
| Vacant Housing Units | 76 ( 2.9%) |
| Median Home Value | $557,843 |
| Average Home Value | $641,811 |
Housing Distribution
Address Breakdown
Residential
2,277
Single Family
2,174
Multi-Family
103
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices