3800 W Cumberland AveMiddlesboroKY40965








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Middlesboro at 3800 W Cumberland Ave, Middlesboro, KY, 40965 with 5% annual appreciation on a $189,900 basis while $1,415/mo rent supports operations. Total monthly income totals $1,415/mo and a $929/mo payment preserves $260/mo for cash returns. Annual cash flow comes to $3,116/yr on $62,952 deployed, and return on cash invested reaches 24.86% in year one. Equity gained on principal adds $1,225/yr, and five-year appreciation sums $52,466 alongside rental yield of 8.94%. Five-year ROI measures 129.29% and total cumulative return in cash totals $81,389.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,415/mo property income versus a $929/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1965
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40965, Middlesboro, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,051 (100%) |
| Owner Occupied HU | 2,896 (47.9%) |
| Renter Occupied HU | 2,268 (37.5%) |
| Vacant Housing Units | 887 (14.7%) |
| Median Home Value | $97,436 |
| Average Home Value | $152,081 |
Housing Distribution
Address Breakdown
Residential
5,459
Single Family
5,458
Multi-Family
1
Businesses
656
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Listed by: Sheila Durham • Coldwell Banker Bisceglia Realty & Auction Co
Mls Name: Bluegrass REALTORS
Mls Provider:
Mls ID: #24011589
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








