3800 S Mountain View Dr SE UNIT 33AlbanyOR97322
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3800 S Mountain View Dr SE UNIT 33, Albany, OR, 97322 in Albany hard to pass up. The 24.62% gross yield on a $125,000 purchase results in $2,564/mo in rent and $1,810/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.56). Annual cash flow of $21,719, five-year appreciation of $34,535, and $1,151/yr in equity build-up combine for a projected total cumulative return of $163,807.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.6% | 5.5% |
| Monthly Cash Flow | $1,810 | $420 |
City averages based on Albany market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,564 |
| Total Monthly Debt Service | $705 |
| DSCR Ratio | 3.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1977
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1977
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: NANCY KRUSE • Exp Realty, Llc
Mls Name: WVMLS
Mls Provider:
Mls ID: #830226
Disclaimer: Based on information from Willamette Valley Multiple Listing Service, which neither guarantees nor is in any way responsible for its accuracy. All data is provided 'AS IS' and with all faults. Data maintained by Willamette Valley Multiple Listing Service may not reflect all real estate activity in the market.