38 Lacretia LnPocahontasAR72455
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 38 Lacretia Ln, Pocahontas, AR, 72455 in Pocahontas. At $249,500 it earns $1,738/mo in rent and distributes $238/mo to the owner after the $1,122/mo payment, a consistent 8.36% yield. DSCR 1.55 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $68,932 in value; $2,298/yr in principal paydown compounds ownership stake. Total projected return: $109,769.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.0% |
| Monthly Cash Flow | $238 | $600 |
City averages based on Pocahontas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,738 |
| Total Monthly Debt Service | $1,401 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
1.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72455, Pocahontas, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,045 (100%) |
| Owner Occupied HU | 3,553 (58.8%) |
| Renter Occupied HU | 1,792 (29.6%) |
| Vacant Housing Units | 700 (11.6%) |
| Median Home Value | $154,052 |
| Average Home Value | $194,249 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
5,338
Multi-Family
96
Businesses
509
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
1.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72455, Pocahontas, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,045 (100%) |
| Owner Occupied HU | 3,553 (58.8%) |
| Renter Occupied HU | 1,792 (29.6%) |
| Vacant Housing Units | 700 (11.6%) |
| Median Home Value | $154,052 |
| Average Home Value | $194,249 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
5,338
Multi-Family
96
Businesses
509
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jade Wells • Pocahontas Real Estate Co.
Mls Name: My State MLS
Mls ID: #11589541