37910 Enfield LnColtons PointMD20626
INVESTMENT ANALYSIS
Investment Verdict
Solid Income37910 Enfield Ln, Coltons Point, MD, 20626 in Coltons Point earns a respectable 9.12% gross yield at $119,000, but after the $535/mo mortgage the net cash flow is $164/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.69) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $32,878 over five years, making equity the dominant return driver. Total projected return: $55,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.5% |
| Monthly Cash Flow | $164 | $300 |
City averages based on Coltons Point market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $904 |
| Total Monthly Debt Service | $693 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1972
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20626, Coltons Point, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 324 (100%) |
| Owner Occupied HU | 194 (59.9%) |
| Renter Occupied HU | 38 (11.7%) |
| Vacant Housing Units | 92 (28.4%) |
| Median Home Value | $600,877 |
| Average Home Value | $626,392 |
Housing Distribution
Address Breakdown
Residential
147
Single Family
147
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1972
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20626, Coltons Point, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 324 (100%) |
| Owner Occupied HU | 194 (59.9%) |
| Renter Occupied HU | 38 (11.7%) |
| Vacant Housing Units | 92 (28.4%) |
| Median Home Value | $600,877 |
| Average Home Value | $626,392 |
Housing Distribution
Address Breakdown
Residential
147
Single Family
147
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Juliet Brown • Residential Plus Real Estate Services
Mls Name: Bright MLS
Mls ID: #MDSM2027190