3789 E Pine Cone DrWilliamsAZ86046



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 3789 E Pine Cone Dr, Williams, AZ, 86046 in Williams is a conservative rental investment at $310,000. Rental yield 7.07%. A 1.31 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $85,647; $2,855/yr in principal paydown supplements. Total projected return: $116,688.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 8.0% |
| Monthly Cash Flow | $(7) | $300 |
City averages based on Williams market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,825 |
| Total Monthly Debt Service | $1,709 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2024
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Erik Gerharter • Realty85, LLC
Mls Name: NAZMLS
Mls Provider:
Mls ID: #200447
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








