3788 Cracker WayBonita SpringsFL34134
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.64% gross rental yield, 3788 Cracker Way, Bonita Springs, FL, 34134 in Bonita Springs is priced for capital growth, not immediate cash flow. The $1,119,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $309,159 by year five, with $10,306/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.86) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $160,234.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.2% |
| Monthly Cash Flow | $(4,212) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,327 |
| Total Monthly Debt Service | $8,094 |
| DSCR Ratio | 0.53x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
3,354 sqft lot
$N/A/sqft
$11,467 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
3,354 sqft lot
$N/A/sqft
$11,467 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Doug Treadwell • John R Wood Properties
Mls Name: SWFLMLS
Mls Provider:
Mls ID: #225002726
Disclaimer: The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2025 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.