3786 Cardinal CirBonita SpringsFL34134
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3786 Cardinal Cir, Bonita Springs, FL, 34134 in Bonita Springs. Priced at $159,000, it generates $1,812/mo in gross rent and $608/mo in net monthly cash flow, a 13.68% yield that comfortably supports the 2.53 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,294. Five-year appreciation: $43,929. Equity from principal paydown: $1,464/yr. Total projected cumulative return: $100,403.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.2% |
| Monthly Cash Flow | $608 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,812 |
| Total Monthly Debt Service | $1,141 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
4,181 sqft lot
$N/A/sqft
$1,788 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
4,181 sqft lot
$N/A/sqft
$1,788 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ross Hunt • Realty One Group Connections
Mls Name: SWFLMLS
Mls Provider:
Mls ID: #225033528
Disclaimer: The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2025 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.