3774 Merseyside PlWaldorfMD20602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Waldorf rentals match the income profile of 3774 Merseyside Pl, Waldorf, MD, 20602. Listed at $375,000, gross rent is $3,161/mo and net cash flow is $757/mo, a 10.11% yield well above national averages. DSCR 1.87 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $103,606 by year five with $3,454/yr in annual principal reduction, projecting $195,632 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.5% |
| Monthly Cash Flow | $757 | $450 |
City averages based on Waldorf market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,161 |
| Total Monthly Debt Service | $2,183 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2002
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20602, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,183 (100%) |
| Owner Occupied HU | 7,497 (67.0%) |
| Renter Occupied HU | 3,296 (29.5%) |
| Vacant Housing Units | 390 ( 3.5%) |
| Median Home Value | $367,810 |
| Average Home Value | $402,566 |
Housing Distribution
Address Breakdown
Residential
10,789
Single Family
9,604
Multi-Family
1,185
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2002
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20602, Waldorf, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,183 (100%) |
| Owner Occupied HU | 7,497 (67.0%) |
| Renter Occupied HU | 3,296 (29.5%) |
| Vacant Housing Units | 390 ( 3.5%) |
| Median Home Value | $367,810 |
| Average Home Value | $402,566 |
Housing Distribution
Address Breakdown
Residential
10,789
Single Family
9,604
Multi-Family
1,185
Businesses
662
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices