377 Pine Valley RdPine ValleyNY14872



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 0% gross rental yield, 377 Pine Valley Rd, Pine Valley, NY, 14872 in Pine Valley is priced for capital growth, not immediate cash flow. The $184,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $51,084 by year five, with $1,703/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.00) qualifies for non-U.S. residents without personal income documents.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1965
1.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14872, Pine Valley, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 143 (100%) |
| Owner Occupied HU | 90 (62.9%) |
| Renter Occupied HU | 39 (27.3%) |
| Vacant Housing Units | 14 ( 9.8%) |
| Median Home Value | $303,448 |
| Average Home Value | $266,278 |
Housing Distribution
Address Breakdown
Residential
184
Single Family
184
Multi-Family
0
Businesses
7



Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1965
1.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14872, Pine Valley, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 143 (100%) |
| Owner Occupied HU | 90 (62.9%) |
| Renter Occupied HU | 39 (27.3%) |
| Vacant Housing Units | 14 ( 9.8%) |
| Median Home Value | $303,448 |
| Average Home Value | $266,278 |
Housing Distribution
Address Breakdown
Residential
184
Single Family
184
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: Carl Romans • Howard Hanna Horseheads
Mls Name: NYSAMLSs
Mls ID: #R1641111




