377 Bingham Center RdGeneseePA16923
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.43% gross rental yield, 377 Bingham Center Rd, Genesee, PA, 16923 in Genesee is priced for capital growth, not immediate cash flow. The $1,695,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $468,297 by year five, with $15,611/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.27) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $61,042.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.2% |
| Monthly Cash Flow | $(9,081) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,026 |
| Total Monthly Debt Service | $10,433 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
233 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16923, Genesee, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 909 (100%) |
| Owner Occupied HU | 455 (50.1%) |
| Renter Occupied HU | 125 (13.8%) |
| Vacant Housing Units | 329 (36.2%) |
| Median Home Value | $195,625 |
| Average Home Value | $257,187 |
Housing Distribution
Address Breakdown
Residential
552
Single Family
552
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
233 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16923, Genesee, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 909 (100%) |
| Owner Occupied HU | 455 (50.1%) |
| Renter Occupied HU | 125 (13.8%) |
| Vacant Housing Units | 329 (36.2%) |
| Median Home Value | $195,625 |
| Average Home Value | $257,187 |
Housing Distribution
Address Breakdown
Residential
552
Single Family
552
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Theresa Mead • Cowanesque Lake Realty LLC
Mls Name: Northern Mountains of Pennsylvania MLS
Mls Provider:
Mls ID: #31722617
Disclaimer: Copyright North Central Penn Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.