3766 State #RT1GreenupKY41144
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3766 State #RT1, Greenup, KY, 41144 in Greenup. Rental yield 0.67%. At $1,200,000 with 0.67% gross yield, current distributions are modest, but the 5% appreciation rate projects $331,538 in new equity by year five, complemented by $11,052/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.12) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $27,857.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.7% | 6.5% |
| Monthly Cash Flow | $(6,629) | $450 |
City averages based on Greenup market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $674 |
| Total Monthly Debt Service | $6,826 |
| DSCR Ratio | 0.10x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
103.90 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
- 3 Bed
- 2 Bath
- 1265 sft
- 3 Bed
- 3 Bath
- 1366 sft
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
103.90 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
- 3 Bed
- 2 Bath
- 1265 sft
- 3 Bed
- 3 Bath
- 1366 sft
Nearby investment properties with comparable prices