37638 Dutch Landing LoopSterlingAK99672
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 37638 Dutch Landing Loop, Sterling, AK, 99672 in Sterling worth study. Rental yield 3.73%. The 3.73% gross yield is below cash-flow benchmarks at $699,000, but 5% annual appreciation, adding $193,121 over five years, frames this as a capital growth position. Rent of $1,991/mo partially offsets the $3,143/mo payment. Ziffy Mortgage finances appreciation-play properties (0.63 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $118,797.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 7.2% |
| Monthly Cash Flow | $(2,087) | $450 |
City averages based on Sterling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,991 |
| Total Monthly Debt Service | $3,982 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99672, Sterling, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,542 (100%) |
| Owner Occupied HU | 1,352 (53.2%) |
| Renter Occupied HU | 246 ( 9.7%) |
| Vacant Housing Units | 944 (37.1%) |
| Median Home Value | $441,618 |
| Average Home Value | $491,135 |
Housing Distribution
Address Breakdown
Residential
524
Single Family
524
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99672, Sterling, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,542 (100%) |
| Owner Occupied HU | 1,352 (53.2%) |
| Renter Occupied HU | 246 ( 9.7%) |
| Vacant Housing Units | 944 (37.1%) |
| Median Home Value | $441,618 |
| Average Home Value | $491,135 |
Housing Distribution
Address Breakdown
Residential
524
Single Family
524
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Torri Hensley • Jack White Real Estate Soldotna
Mls Name: AKMLS
Mls Provider:
Mls ID: #25-5824
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