37618 Little River TpkeMiddleburgVA20117
INVESTMENT ANALYSIS
Investment Verdict
Solid Income37618 Little River Tpke, Middleburg, VA, 20117 in Middleburg is a solid income-producing rental, 8.6% gross yield, $3,582/mo rent, $593/mo net cash flow on a $500,000 buy. DSCR 1.59 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $138,141 and $4,605/yr in principal reduction project a total cumulative return of $227,331.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $593 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,582 |
| Total Monthly Debt Service | $2,790 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20117, Middleburg, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,513 (100%) |
| Owner Occupied HU | 922 (60.9%) |
| Renter Occupied HU | 359 (23.7%) |
| Vacant Housing Units | 232 (15.3%) |
| Median Home Value | $1,084,586 |
| Average Home Value | $1,234,829 |
Housing Distribution
Address Breakdown
Residential
1,100
Single Family
1,080
Multi-Family
20
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20117, Middleburg, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,513 (100%) |
| Owner Occupied HU | 922 (60.9%) |
| Renter Occupied HU | 359 (23.7%) |
| Vacant Housing Units | 232 (15.3%) |
| Median Home Value | $1,084,586 |
| Average Home Value | $1,234,829 |
Housing Distribution
Address Breakdown
Residential
1,100
Single Family
1,080
Multi-Family
20
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Culbert • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #VALO2104642