3761 Bealls Ridge RdWellsburgWV26070
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $129,900, 3761 Bealls Ridge Rd, Wellsburg, WV, 26070 in Wellsburg generates $780/mo in rent (7.21% yield) but nets only $28/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.34) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $35,889. Total projected return: $50,912.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $28 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $780 |
| Total Monthly Debt Service | $700 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26070, Wellsburg, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,799 (100%) |
| Owner Occupied HU | 2,589 (68.1%) |
| Renter Occupied HU | 771 (20.3%) |
| Vacant Housing Units | 439 (11.6%) |
| Median Home Value | $142,163 |
| Average Home Value | $154,096 |
Housing Distribution
Address Breakdown
Residential
3,595
Single Family
3,539
Multi-Family
56
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26070, Wellsburg, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,799 (100%) |
| Owner Occupied HU | 2,589 (68.1%) |
| Renter Occupied HU | 771 (20.3%) |
| Vacant Housing Units | 439 (11.6%) |
| Median Home Value | $142,163 |
| Average Home Value | $154,096 |
Housing Distribution
Address Breakdown
Residential
3,595
Single Family
3,539
Multi-Family
56
Businesses
258
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Markita R Thomas • RE/MAX Broadwater
Mls Name: MLS Now
Mls ID: #5165999