3760 Pennyroyal Rd, Franklin, OH, 45005 | $526/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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3760 Pennyroyal Rd, Franklin, OH, 45005 | $526/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Franklin at 3760 Pennyroyal Rd, Franklin, OH, 45005 offers $2,170/mo rent that, after a $1,223/mo payment, leaves $526/mo cash flow. Total monthly income is $2,170/mo, and annual cash flow is $6,316/yr on $82,842 cash. Return on cash invested measures 27.53% in year one, and rental yield stands at 10.42% at a $249,900 entry. Equity gained on principal adds $1,613/yr while 5% annual appreciation compounds into $69,043 by year five. Five-year ROI records 144.28% and total cumulative return in cash reaches $119,522. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,170/mo property income versus a $1,223/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1957

0.52 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 3760 Pennyroyal Road, a beautifully refreshed 3-bedroom, 2-bath home nestled on half an acre in the sought-after Franklin City School District. This charming property blends comfort, space, and style with recent updates that make it truly move-in ready. Step inside to discover bright, open living spaces with modern finishes and neutral tones throughout. The kitchen features updated cabinetry and plenty of counter space, perfect for everyday meals or entertaining guests. Enjoy peaceful mornings or relaxing evenings on your spacious lot, offering plenty of room for outdoor gatherings, a play area, or even a future garden. With its convenient location near local shops, dining, and highway access, this home delivers the perfect balance of quiet living and easy convenience.

Neighborhood Data

Neighborhood data shown for ZIP Code: 45005, Franklin, OH area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,533 (100%)
Owner Occupied HU	9,874 (67.9%)
Renter Occupied HU	4,068 (28.0%)
Vacant Housing Units	591 ( 4.1%)
Median Home Value	$237,640
Average Home Value	$283,600