37599 Bluemont TurnFrankfordDE19945
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 37599 Bluemont Turn, Frankford, DE, 19945 in Frankford is narrow, $95/mo net on $3,277/mo rent after the $2,473/mo debt service, but the property operates at break-even-plus, not a loss. At $549,900 with a 7.15% yield, the long-run equity case via 5% appreciation ($151,927 over five years) and $5,065/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.33 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $213,657.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 7.0% |
| Monthly Cash Flow | $95 | $1,500 |
City averages based on Frankford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,277 |
| Total Monthly Debt Service | $2,963 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19945, Frankford, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,248 (100%) |
| Owner Occupied HU | 3,537 (56.6%) |
| Renter Occupied HU | 537 ( 8.6%) |
| Vacant Housing Units | 2,174 (34.8%) |
| Median Home Value | $469,115 |
| Average Home Value | $534,590 |
Housing Distribution
Address Breakdown
Residential
4,994
Single Family
4,449
Multi-Family
545
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19945, Frankford, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,248 (100%) |
| Owner Occupied HU | 3,537 (56.6%) |
| Renter Occupied HU | 537 ( 8.6%) |
| Vacant Housing Units | 2,174 (34.8%) |
| Median Home Value | $469,115 |
| Average Home Value | $534,590 |
Housing Distribution
Address Breakdown
Residential
4,994
Single Family
4,449
Multi-Family
545
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices