375 N 3rd St APT 3CampbellCA95008
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 375 N 3rd St APT 3, Campbell, CA, 95008 in Campbell. Rental yield 6.33%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $182,346 and $6,079/yr in principal reduction project total return of $211,723.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 4.5% |
| Monthly Cash Flow | $(599) | $300 |
City averages based on Campbell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,484 |
| Total Monthly Debt Service | $3,820 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95008, Campbell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,351 (100%) |
| Owner Occupied HU | 9,455 (46.5%) |
| Renter Occupied HU | 9,856 (48.4%) |
| Vacant Housing Units | 1,040 ( 5.1%) |
| Median Home Value | $1,687,045 |
| Average Home Value | $1,623,047 |
Housing Distribution
Address Breakdown
Residential
20,528
Single Family
16,123
Multi-Family
4,405
Businesses
2,687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95008, Campbell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,351 (100%) |
| Owner Occupied HU | 9,455 (46.5%) |
| Renter Occupied HU | 9,856 (48.4%) |
| Vacant Housing Units | 1,040 ( 5.1%) |
| Median Home Value | $1,687,045 |
| Average Home Value | $1,623,047 |
Housing Distribution
Address Breakdown
Residential
20,528
Single Family
16,123
Multi-Family
4,405
Businesses
2,687
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andy Meunier • Coldwell Banker Realty
Mls Name: MLSListings Inc
Mls ID: #ML82022940