375 Glenbriar CirTracyCA95377
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Tracy rental at 375 Glenbriar Cir, Tracy, CA, 95377 sits in the solid-income band: 8.73% gross yield, $6,550/mo rent, $982/mo net after the $4,047/mo debt service, DSCR 1.62. Entry price of $899,950 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $248,640 and $8,289/yr in principal reduction bring total cumulative return to $404,468.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.0% |
| Monthly Cash Flow | $982 | $300 |
City averages based on Tracy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,550 |
| Total Monthly Debt Service | $5,209 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
7,118 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95377, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 8,848 (72.8%) |
| Renter Occupied HU | 2,817 (23.2%) |
| Vacant Housing Units | 497 ( 4.1%) |
| Median Home Value | $780,637 |
| Average Home Value | $808,289 |
Housing Distribution
Address Breakdown
Residential
11,830
Single Family
10,711
Multi-Family
1,119
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
7,118 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95377, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 8,848 (72.8%) |
| Renter Occupied HU | 2,817 (23.2%) |
| Vacant Housing Units | 497 ( 4.1%) |
| Median Home Value | $780,637 |
| Average Home Value | $808,289 |
Housing Distribution
Address Breakdown
Residential
11,830
Single Family
10,711
Multi-Family
1,119
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices