3745 E 85th StTulsaOK74137
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 3745 E 85th St, Tulsa, OK, 74137 in Tulsa delivers $2,211/mo in gross rent and $200/mo in net monthly income at a $320,000 entry. The 8.43% yield and 1.54 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $88,410 over five years and $2,947/yr in equity from loan paydown, total projected return is $132,140.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.2% |
| Monthly Cash Flow | $200 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,211 |
| Total Monthly Debt Service | $1,920 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
10,236 sqft lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74137, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,369 (100%) |
| Owner Occupied HU | 7,612 (61.5%) |
| Renter Occupied HU | 4,108 (33.2%) |
| Vacant Housing Units | 649 ( 5.2%) |
| Median Home Value | $402,007 |
| Average Home Value | $472,856 |
Housing Distribution
Address Breakdown
Residential
11,933
Single Family
10,105
Multi-Family
1,828
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
10,236 sqft lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74137, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,369 (100%) |
| Owner Occupied HU | 7,612 (61.5%) |
| Renter Occupied HU | 4,108 (33.2%) |
| Vacant Housing Units | 649 ( 5.2%) |
| Median Home Value | $402,007 |
| Average Home Value | $472,856 |
Housing Distribution
Address Breakdown
Residential
11,933
Single Family
10,105
Multi-Family
1,828
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Smith • McGraw, REALTORS
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2520354
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.