3740 E 104th StTulsaOK74137
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3740 E 104th St, Tulsa, OK, 74137 in Tulsa at $677,500, 4.35% gross yield, is a market-growth asset. Rental yield 4.35%. The $2,455/mo rent partially funds the $3,046/mo debt service; the core return is the 5%/yr price growth projected to add $187,181 over five years. Ziffy Mortgage's DSCR mortgage (0.81) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $137,093.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 7.2% |
| Monthly Cash Flow | $(1,871) | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,455 |
| Total Monthly Debt Service | $4,057 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
2.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74137, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,369 (100%) |
| Owner Occupied HU | 7,612 (61.5%) |
| Renter Occupied HU | 4,108 (33.2%) |
| Vacant Housing Units | 649 ( 5.2%) |
| Median Home Value | $402,007 |
| Average Home Value | $472,856 |
Housing Distribution
Address Breakdown
Residential
11,933
Single Family
10,105
Multi-Family
1,828
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
2.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74137, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,369 (100%) |
| Owner Occupied HU | 7,612 (61.5%) |
| Renter Occupied HU | 4,108 (33.2%) |
| Vacant Housing Units | 649 ( 5.2%) |
| Median Home Value | $402,007 |
| Average Home Value | $472,856 |
Housing Distribution
Address Breakdown
Residential
11,933
Single Family
10,105
Multi-Family
1,828
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices