374 West RdPoulanGA31781
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 374 West Rd, Poulan, GA, 31781 in Poulan: $1,405/mo in rent, $705/mo net, 14.66% gross yield, all on a $115,000 acquisition. The 2.72 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $31,772 in value, and $1,059/yr in principal paydown steadily builds equity. Projected total cumulative return: $88,931.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 5.2% |
| Monthly Cash Flow | $705 | $1,200 |
City averages based on Poulan market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,405 |
| Total Monthly Debt Service | $654 |
| DSCR Ratio | 2.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
14.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31781, Poulan, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 700 (100%) |
| Owner Occupied HU | 456 (65.1%) |
| Renter Occupied HU | 146 (20.9%) |
| Vacant Housing Units | 98 (14.0%) |
| Median Home Value | $113,953 |
| Average Home Value | $172,802 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
14.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31781, Poulan, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 700 (100%) |
| Owner Occupied HU | 456 (65.1%) |
| Renter Occupied HU | 146 (20.9%) |
| Vacant Housing Units | 98 (14.0%) |
| Median Home Value | $113,953 |
| Average Home Value | $172,802 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices