374 Marquetry CtSan JoseCA95116
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing374 Marquetry Ct, San Jose, CA, 95116 in San Jose is a stable, well-positioned rental at $858,888. Rental yield 6.47%. DSCR 1.20 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $237,295 in value and $7,910/yr in principal paydown builds equity, a total projected return of $281,844.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.0% |
| Monthly Cash Flow | $(806) | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,632 |
| Total Monthly Debt Service | $4,971 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
3,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95116, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,124 (100%) |
| Owner Occupied HU | 5,324 (35.2%) |
| Renter Occupied HU | 9,297 (61.5%) |
| Vacant Housing Units | 503 ( 3.3%) |
| Median Home Value | $826,853 |
| Average Home Value | $900,082 |
Housing Distribution
Address Breakdown
Residential
13,622
Single Family
12,194
Multi-Family
1,428
Businesses
1,003
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
3,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95116, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,124 (100%) |
| Owner Occupied HU | 5,324 (35.2%) |
| Renter Occupied HU | 9,297 (61.5%) |
| Vacant Housing Units | 503 ( 3.3%) |
| Median Home Value | $826,853 |
| Average Home Value | $900,082 |
Housing Distribution
Address Breakdown
Residential
13,622
Single Family
12,194
Multi-Family
1,428
Businesses
1,003
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teresa Ha • Pacificwide Real Estate & Mortgage
Mls Name: MLSListings Inc
Mls ID: #ML82035455